Estudo avaliativo de bioética sobre os reajustes anuais em planos de saúde coletivos previstos pela lei n. 9656\98

Abstract

In a contest of incredible imbalance between health plans and their policyholders the country is going through a situation that exposes the fragile entity that relationship to the undisputed vulnerability. Situations like undue negative, age adjustments that have the sole purpose of excluding from the plan the insured older and too high annual adjustments brings us the idea that the state's eyes should be focused on this particular relationship, protecting and safeguarding the most part vulnerable. In this contest, this paper seeks to study this relationship, one of its most critical points, the annual adjustment of collective health plans, whether business or accession. The search girds the idea to demonstrate, based on the ideals of bioethics intervention and bioethics protection, enshrined in the Universal Declaration on Bioethics and Human Rights of UNESCO in 2005, the insured group plans are so hyposufficient how the individual plans and family members who enjoy the state protection. Through the analysis of related legislation and evaluative study of bioethics of intervention and protection based on the hermeneutical method (Junges hermeneutics Bioethics), is intended to demonstrate the importance of state intervention, limiting the annual adjustments of group plans, such as done with adjustments annual individual and family plans.